Rates

22 Month Certificate of Deposit Special

Rates

22 Month Certificate of Deposit Special

Contact your nearest branch location for our
22 month cd rate special.

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Rates & Fees

Interest Rate 3.31%
APY 3.35%
Minimum Daily Balance Required to Earn APY $5,000

APY = Annual Percentage Yield.

A penalty may be imposed for early withdrawal.

Effective 11/10/2022.

Please enter your zip code to see current rates in your area.

WESTERN REGION RATES EFFECTIVE : 11/10/2022

DEPOSIT ACCOUNTS

Product Interest Rate *APY Min Daily Bal Req To Earn *APY Min Bal Req To Open
Classic Spend1 0.25% 0.25% $5,000.00 $25.00
0.15% 0.15% $0.00-$4,999.99 $25.00
HSA Spend1 0.40% 0.40% $0.00 $0.00
Excellence Money Market1 0.30% 0.30% $250,000.00 $10,000.00
0.25% 0.25% $100,000.00-$249,999.99 $10,000.00
0.15% 0.15% $50,000.00-$99,999.99 $10,000.00
0.03% 0.03% $0.00-$49,999.99 $10,000.00
Freedom Advantage Money Market1 0.60% 0.60% $500,000.00 $500.00
0.50% 0.50% $250,000.00-$499,999.99 $500.00
0.40% 0.40% $100,000.00-$249,999.99 $500.00
0.35% 0.35% $25,000.00-$99,999.99 $500.00
0.25% 0.25% $0.00-$24,999.99 $500.00
MORE Money Market1,2 0.80% 0.80% $500,000.00 $500.00
0.75% 0.75% $250,000.00-$499,999.99 $500.00
0.70% 0.70% $100,000.00-$249,999.99 $500.00
0.40% 0.40% $25,000.00-$99,999.99 $500.00
0.30% 0.30% $0.00-$24,999.99 $500.00
Senior Money Market Savings1 0.70% 0.70% $100,000.00 $500.00
0.55% 0.55% $25,000.00-$99,999.99 $500.00
0.35% 0.35% $0.00-$24,999.99 $500.00
Beyond Save1,3 0.10% 0.25%-0.70% over $25,000.00 $25.00
0.50% 0.70%-1.50% between $5,000.00-$24,999.99 $25.00
1.49% 1.50% up to $4,999.99 $25.00
Beyond Save Extra1,4 0.25% 0.25% $0.00 $25.00
Classic Save1 0.25% 0.25% $10,000.00 $25.00
0.15% 0.15% $0.00-$9,999.99 $25.00
IRA Save1 0.25% 0.25% $200.00 $200.00

CERTIFICATES OF DEPOSIT

All Certificates of Deposit are also offered as IRA accounts

*** Drag a table to scroll ***
Term Interest Rate *APY Minimum Daily Balance to Earn APY
6 Month5 0.40% 0.40% $1,000.00
12 Month5 0.50% 0.50% $1,000.00
13 Month Special5 3.06% 3.10% $5,000.00
22 Month Special5 3.31% 3.35% $5,000.00
24 Month5 0.60% 0.60% $1,000.00
36 Month5 0.70% 0.70% $1,000.00
48 Month5 0.75% 0.75% $1,000.00
60 Month5 1.00% 1.00% $1,000.00

*APY = Annual Percentage Yield.

1 The interest rate and annual percentage yield may change without notice. Fees may reduce the earnings on your account.

2 This account requires one of the following: (1) personal demand deposit account, or (2) primary operating business account with CCFBank

3 The APY for each tier depends on the balance in the account. To qualify for this account, you must maintain a Beyond Spend account, enroll in Online Banking, and receive e-statements. If you do not maintain your Beyond Spend account and enroll in e-Statements within two (2) statement cycles, your account will be converted to a Classic Save account. If your Online Banking user becomes inactive, e-Statements will be terminated, you will begin receiving paper statements, and your account will be converted to a Classic Save account. Online Banking users become inactive after 6 months of no login activity. One account per primary tax ID number. Account holders under the age of 18 are not required to maintain a Beyond Spend, enroll in online banking, or receive e-Statements.

4 To qualify for this account, you must maintain a Beyond Spend account, have a Beyond Save account, enroll in Online Banking, and receive e-statements. If you do not maintain your Beyond Spend account and enroll in e-Statements within two (2) statement cycles, your account will be converted to a Classic Save account. If your Online Banking user becomes inactive, e-Statements will be terminated, you will begin receiving paper statements, and your account will be converted to a Classic Save account. Online Banking users become inactive after 6 months of no login activity. If your Beyond Save is closed, the Bank will automatically convert your next eligible Beyond Save Extra to a Beyond Save to allow you to continue earning the higher interest rate associated with the Beyond Save.

5 A penalty may be imposed for early withdrawal.

6 Rate is not valid with any other offers. To qualify for this Certificate of Deposit you must meet one of the following requirements:1) Have an established checking account with direct deposit of your payroll or retirement benefits; or 2) Have an established Spend account that receives your payroll check via over-the-counter transaction or mobile deposit; or 3) Open a Spend account and establish direct deposit of your payroll or retirement benefits. ClickswitchT may be utilized for efficient redirection of your direct deposit.

EASTERN REGION RATES EFFECTIVE : 11/10/2022

DEPOSIT ACCOUNTS

*** Drag a table to scroll ***
Product Interest Rate *APY Min Daily Bal Req To Earn *APY Min Bal Req To Open
Classic Spend1 0.25% 0.25% $5,000.00 $25.00
0.15% 0.15% $0.00-$4,999.99 $25.00
HSA Spend1 0.40% 0.40% $0.00 $0.00
Excellence Money Market1 0.30% 0.30% $250,000.00 $10,000.00
0.25% 0.25% $100,000.00-$249,999.99 $10,000.00
0.15% 0.15% $50,000.00-$99,999.99 $10,000.00
0.10% 0.10% $0.00-$49,999.99 $10,000.00
Freedom Advantage Money Market1 0.60% 0.60% $500,000.00 $500.00
0.50% 0.50% $250,000.00-$499,999.99 $500.00
0.40% 0.40% $100,000.00-$249,999.99 $500.00
0.35% 0.35% $25,000.00-$99,999.99 $500.00
0.25% 0.25% $0.00-$24,999.99 $500.00
MORE Money Market1,2 0.80% 0.80% $500,000.00 $500.00
0.75% 0.75% $250,000.00-$499,999.99 $500.00
0.70% 0.70% $100,000.00-$249,999.99 $500.00
0.40% 0.40% $25,000.00-$99,999.99 $500.00
0.30% 0.30% $0.00-$24,999.99 $500.00
Senior Money Market Savings1 0.70% 0.70% $100,000.00 $500.00
0.55% 0.55% $25,000.00-$99,999.99 $500.00
0.35% 0.35% $0.00-$24,999.99 $500.00
Beyond Save1,3 0.10% 0.25%-0.70% over $25,000.00 $25.00
0.50% 0.70%-1.50% between $5,000.00-$24,999.99 $25.00
1.49% 1.50% up to $4,999.99 $25.00
Beyond Save Extra1,4 0.25% 0.25% $0.00 $25.00
Classic Save1 0.25% 0.25% $10,000.00 $25.00
0.15% 0.15% $0.00-$9,999.99 $25.00
IRA Save1 0.25% 0.25% $200.00 $200.00

CERTIFICATES OF DEPOSIT

All Certificates of Deposit are also offered as IRA accounts

*** Drag a table to scroll ***
Term Interest Rate *APY Minimum Daily Balance Required to Earn APY
6 Month5 0.40% 0.40% $1,000.00
12 Month5 0.50% 0.50% $1,000.00
13 Month Special5 3.06% 3.10% $5,000.00
22 Month Special5 3.31% 3.35% $5,000.00
24 Month5 0.60% 0.60% $1,000.00
36 Month5 0.70% 0.70% $1,000.00
48 Month5 0.75% 0.75% $1,000.00
60 Month5 1.00% 1.00% $1,000.00

*APY = Annual Percentage Yield.

1 The interest rate and annual percentage yield may change without notice. Fees may reduce the earnings on your account.

2 This account requires one of the following: (1) personal demand deposit account, or (2) primary operating business account with CCFBank

3 The APY for each tier depends on the balance in the account. To qualify for this account, you must maintain a Beyond Spend account, enroll in Online Banking, and receive e-statements. If you do not maintain your Beyond Spend account and enroll in e-Statements within two (2) statement cycles, your account will be converted to a Classic Save account. If your Online Banking user becomes inactive, e-Statements will be terminated, you will begin receiving paper statements, and your account will be converted to a Classic Save account. Online Banking users become inactive after 6 months of no login activity. One account per primary tax ID number. Account holders under the age of 18 are not required to maintain a Beyond Spend, enroll in online banking, or receive e-Statements.

4 To qualify for this account, you must maintain a Beyond Spend account, have a Beyond Save account, enroll in Online Banking, and receive e-statements. If you do not maintain your Beyond Spend account and enroll in e-Statements within two (2) statement cycles, your account will be converted to a Classic Save account. If your Online Banking user becomes inactive, e-Statements will be terminated, you will begin receiving paper statements, and your account will be converted to a Classic Save account. Online Banking users become inactive after 6 months of no login activity. If your Beyond Save is closed, the Bank will automatically convert your next eligible Beyond Save Extra to a Beyond Save to allow you to continue earning the higher interest rate associated with the Beyond Save.

5 A penalty may be imposed for early withdrawal.

6 Rate is not valid with any other offers. To qualify for this Certificate of Deposit you must meet one of the following requirements:1) Have an established checking account with direct deposit of your payroll or retirement benefits; or 2) Have an established Spend account that receives your payroll check via over-the-counter transaction or mobile deposit; or 3) Open a Spend account and establish direct deposit of your payroll or retirement benefits. ClickswitchT may be utilized for efficient redirection of your direct deposit.

IA RATES

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