FDIC-Insured-Backed by the full faith and credit
of the U.S. Government
search-icon Search card-icon Make a Payment

Online Banking

Fueling growth, empowering

Small Businesses

Get the financing you need to buy, grow, or start your business.

Get Started Here
GROW YOUR BUSINESS

You're ready to expand your business, our SBA loans give you the flexibility and backing.

  • Check icon Cover Expansion Costs
  • Check icon Consolidate Existing Debt
  • Check icon Support Growth Initiatives
Get started here
Signing a Document with a Blue Pen
PURCHASE AN EXISTING BUSINESS

Buying a competitor, acquiring a complementary business, or purchasing the ownership of an existing business.

  • Check icon Up to 90% Financing Available
  • Check icon Competitive Rates
  • Check icon Streamlined Approval Process
Get started here
Handshake at a Bar Counter
PARTNERSHIP BUY-IN FINANCING

When it's time to expand your role within the firm, our SBA loans can provide the capital you need to complete a partner buy-in.

  • Check icon Flexible Repayment Terms
  • Check icon Minimal Down Payment
  • Check icon Quick Access To Funds
Get started here

Meet Goldilocks Zone Prop.

“I’ve served in the United States Army as a Combat Medic since 2003. When I purchased a commercial property with an SBA loan; Scott and CCFBank held my hand the whole way through. Scott’s genuinely invested in me; he’s my business battle buddy for sure.”

Virgina Creed

Tomah, WI

Secure the funding your business deserves.

Get Started Here

It’s hard to trust a bank with your livelihood. Large banks have the experience, but small ones have the heart. CCFBank is the Goldilocks of small business banking, combining both. With us, you’re more than just a number on a file. You’re a person with a vision, and we’re here to make it a reality.

We know that you also don’t want to waste any time. As an SBA Preferred Lender, CCFBank can approve your loan on behalf of the SBA, expediting the application and approval process. Count on us to provide you with a straightforward and streamlined process.

Benefits oF CCFBank

  • SBA Preferred Lender
  • SBA Express Lender
  • Locally-Based
  • Top SBA Lender in Wisconsin*
  • Straightforward Application
  • Flexible Terms

*CCFBank secured more SBA-approved loans for Wisconsin-based businesses than any other Wisconsin-based bank in our asset class (>$1 billion – $5 billion) during the SBA’s 2021 and 2022 fiscal years.

Fast-Track Your CCFBank SBA Loan Process

Apply

Start the process by filling out our form here. There’s no cost, obligation, or credit check.

Connect

You’ll be connected with one of our SBA team members, to guide you and provide support throughout the loan process.

Get Approved & Funded

Next comes the closing process. We’ll finalize all the details and have the funds sent to your account.

Get Started Here

FAQS

The SBA partners with banks to increase access to funding for small businesses. SBA loans typically have lower down payments and interest rates, longer terms, and more flexibility than other types of loans.

The 7(a) Loan Program is the SBA’s primary and most popular loan program. 7(a) loans are ideal for many small businesses because of their flexible repayment terms and low interest rates.

The business must be for-profit and considered a small business per the SBA requirements.

A variety of industries are eligible. CCFBank has worked with financial advisors, attorneys, insurance agencies, chiropractors, and more.

Businesses that do not qualify include non-profits, gambling entities, lending institutions, and CBD sellers. To see a full list of ineligible businesses, visit the SBA site here.

You can use your SBA loan proceeds for most legal business purposes. This includes expansions, partner buyouts, acquisitions, startups, collateral shortfall, and more.

You can start your application process here.

SBA loan eligibility requirements include the following:

  • Be a for-profit business operating in the U.S.
  • Be considered a small business, as defined by the SBA
  • Be able to show creditworthiness and ability to repay the loan
  • Be an eligible business. See SBA’s excluded categories here
View All FAqs