You can expect to receive your new card during the second to third week of the month that it expires, as long as we have your current address. To update your address, please complete a change of address form and mail it to P.O. Box 218, Altoona, WI 54720 or drop it off at your local office. Your old card will work until the end of the month that it expires.
If your ATM or debit card is not functioning properly or is damaged, you may order a replacement card by calling our Customer Service Center at 800-590-9920. You will receive a new card with a new expiration date within seven to ten business days, and the Personal Identification Number (PIN) you are currently using will work with your new card.
To activate your new Debit Card, please call 1-800-567-3451
Bill Pay is a free service for customers using our Beyond, Simple, and Classic Spend Accounts.
To sign up for e-statements, you must be enrolled in Online Banking. Once enrolled, follow the steps below:
To view your eStatements, first log into your Online Banking. Select the account you wish to view the e-statement. Click on the Documents tab towards the top of the screen. For Document Type, select eStatements, enter in the date range you wish and click submit.
You will automatically receive an email at the end of your statement cycle notifying you that your eStatement is ready to view.
If you are not receiving the email notification, sign onto your online banking, click on Options, scroll to Email, and click Edit. Verify that your email address is input correctly. Also check your email account to make sure eStatement notifications are not being filed in your spam or junk mail folder. If they are, add [email protected] to your address book to ensure notifications are delivered to your inbox.
On debit card purchases, merchants may request a temporary hold on your account for a specified sum of money when the merchant does not know the exact amount of the purchase at the time the card is authorized. The amount of the temporary hold may be less than or more than the actual amount of your purchase. Some common transactions where this occurs involve purchases of gasoline, hotel rooms, or meals at restaurants. When this happens, our processing system cannot determine that the amount of the hold exceeds the actual amount of your purchase. This temporary hold, and the amount charged to your account, will eventually be adjusted to the actual amount of your purchase, but it could be three calendar days, or even longer in some cases, before the adjustment is made. Until the adjustment is made, the amount of funds in your account available for other transactions will be reduced by the amount of the temporary hold.
You can easily make loan payments online — with or without a CCFBank checking or savings account!
If you already have a CCFBank checking or savings account and are enrolled in online banking, making your loan payment is as simple as logging into your online banking account. You even have the option to set up recurring payments, so you never need to worry about missing a payment!
Making a loan payment takes just a few minutes if you don’t have a checking or savings account with CCFBank. To get started, all you need is your CCFBank loan account number, the last six digits of your social security number, and your debit card or depository account information. Visit the homepage of the CCFBank website and click the “Log In” button at the top of the screen. When the Online Banking login screen pops up, click the link “MAKE A LOAN PAYMENT.” You have the option to make a one-time payment as a guest or a registered user. Registered users have access to additional functionalities including recurring payments and online payment history. We can also take loan payments over the phone via ACH or debit card for a $10 fee. To do this, please contact our Customer Service Center at 800-590-9920.
Select Alerts from the menu. From Alert Options, you will be able to select the types of alerts you wish to receive (Balance, Transaction, ATM). Expand the alert types to preview the various individual alerts available. Enter the information for the alert type and how you wish to receive the alert (e.g., email or text) and click save.
Contact Options will allow you to manage your contact information for receiving alerts and establishing “Do Not Disturb” times.
Scheduled alerts are sent out on the days and and at the time chosen by the customer when the alert is set up
*There is no set timeframe.
Replying STOP to a text alert will disable your mobile banking option of receiving alerts. However, this will not delete the alert from your eAlerts tab. In order to get re-enrolled to receive alerts please follow these step by step instructions.
You will receive an alert when a debit card transaction has been pre-authorized (when the card is swiped) and when the transaction posts the account.
*Note: You are not necessarily being double charged.
Yes, the Mobile Banking App and CCFBank Mobile Deposit services utilize best practices from online banking, such as HTTPS, 128-bit multi-layer encryption, password or multi-factor authentication access, and application time-out when your phone is not in use. In addition, no account data is ever stored on your phone and if your phone is lost or stolen, access to your accounts can be disabled by calling the Customer Service Department at 800-590-9920.
We also recommend the following tips to increase Mobile Banking/Capture security:
No. Mobile Banking does not save any files with personal or financial information on your mobile device. That information stays strictly within online banking. Some phones (e.g., Android) have logo and branding files that are copied to the mobile device. Those files do not contain any personally identifiable information.
You can access any account you have set up in online banking. You select which accounts you want to access using Mobile Banking during the enrollment process.
When you view your account balance, you see the current available balance. When you view transaction history, you see the most recently posted transactions.
A complete list of prohibited items can be found in the Mobile Deposit Service Agreement.
When you log onto your CCFBank Mobile app, click on the “Deposits” tab, click on “View Deposit History” you will be able to see all pending, accepted and failed deposits. Pending deposits have been received but not processed. Accepted deposits have been received and processed.
You can also sign up for eAlerts, and request an alert be sent to you by text or email when a deposit has posted to your account. For more information on eAlerts, click here.
After the mobile deposit has successfully completed, the image of the check can be accessed from a mobile device up to 30 days by following these steps:
NOTE: You cannot view the images of checks deposited via Mobile Deposit in the Account Transaction History
If the check image is no longer available on the mobile device; call the Customer Service Department at 800-590-9920 to request a copy of the check image. Each copy is subject to a $2.00 fee.
Upon the receipt of confirmation from CCFBank that we have received an image that you have transmitted, you agree to retain the check for at least thirty (30) calendar days from the date of the image transmission. After thirty (30) days, you agree to destroy the check that you transmitted as an image, mark it “VOID”, or otherwise render it incapable of further transmission, deposit, or presentment. During the time the retained check is available, you agree to keep it in a secure location and promptly provide it to the Bank upon request.
Overdraft is a term used to indicate when an item such as a check, Debit Card purchase, or other transaction presented for payment is paid even though the available balance in your deposit account is less than the amount of the item, creating an overdraft (or negative balance) in your account. An overdraft fee may apply.
Returned Item is a term used to indicate when an item such as a check or other transaction presented for payment is returned unpaid because the available balance in your deposit account is less than the amount of the Item. Also called a “bounced check.” A Returned Item Fee will apply.
To have a stop payment order placed on your account, please stop by your local office or contact our Customer Service Center at 800-590-9920. You may also place a stop payment online through your online banking. We will need the following information:
Placing a stop payment order does not release you from any contractual agreements. You may still be held to the terms of the agreement you have made. There is a stop payment fee. For fee amounts, please refer to your Fee Schedule.
To update your information, please fill out a Change of Address Form and mail it to: Citizens Community Federal, P.O. Box 218, Altoona, WI 54720. You may also update your information by contacting our Customer Service Center at 800-590-9920. Email addresses and phone numbers may be updated in online banking.