FDIC-Insured-Backed by the full faith and credit
of the U.S. Government
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Online Banking

Your money,

Your Way

You’re building a life, a career, and a community—you need a checking account that can keep up. At CCFBank, we’ve traded corporate red tape for high-speed digital tools and local experts who actually get it. No more standing still. Let’s get your money working as hard as you do.

Get Started Here

Find the Account That Fits Your Life

Beyond Spend2 Simple Spend Classic Spend

Minimum Balance to Open an Account

$25

$25

$25

Minimum Balance

$0

$500

$1000

Monthly Service Charges

$0

No Monthly Service Charge with 5 Debit Card Signature Transactions or Daily Balance of $500.

Otherwise, just $5

No Monthly Services Charge with an ACH Direct Deposit or Daily Balance of $1,000.

Otherwise, just $10

Mobile Wallet

Tap-to-Pay Visa Debit Card

Debit Card Rewards

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-

Monthly e-Statements

Bill Payment

Interest

-

-

> $5,000 = 0.25% APY 1

< $4,999 = 0.15% APY

Monthly e-Statements

* To Avoid a $2 per month paper statement fee, you must be enrolled in e-Statements

1 The interest rate and annual percentage yield (APY) may change. We may change the interest rate on your account at any time. The rate and APY are effective as of 2/28/2022. Fees may reduce the earnings on your account.

2 As a BankOn Certified Account, items that cause an overdraft condition are generally not paid and the customer is not charged. This account may become overdrawn due to reoccurring debit card transactions, or preauthorization debit card transactions without enough funds upon settling to the account. However, no overdraft or Nonsufficient Funds (NSF) fee will be charged to this account.

Earn Rewards On Every Purchase

Blue Debit Visa Card with Contactless Feature
Beyond Spend Debit Card
  • Check icon Earn 1 Point For Every $4 You Spend
  • Check icon No One-Time Fee
  • Check icon Redeem points for cash back, travel, gift cards, merch, and more
  • Check icon Zero Fraud Liability Through Visa*
  • Check icon Surcharge-free ATM access
Select Beyond Spend
Gray Debit Visa Card with Contactless Feature
Beyond Spend Metal Debit Card
  • Check icon Earn 2 Points For Every $4 You Spend
  • Check icon $50* One-Time Fee
  • Check icon Redeem points for cash back, travel, gift cards, merch, and more
  • Check icon Zero Fraud Liability Through Visa*
  • Check icon Surcharge-free ATM access
Select Beyond Spend metal

*No Annual Fees. Only a One-Time Fee when purchasing the Metal Card*

YOUR CARD. YOUR RULES

Lock It Down

Misplaced your card?

Toggle it off in seconds and back on when you find it.

See an odd charge?

Report lost or stolen cards directly through the app.

Spend Smarter

Set boundaries.

Limit spending by merchant type or transaction amount.

Know your habits.

See exactly what, when, and where you’re buying.

Travel Ready

Going somewhere?

Add travel plans instantly so your card works where you are.

Location Alerts.

Restrict usage to only where your phone is located.

Ready for a checking account
that can keep up with your life?

Give us 60 seconds to understand your goals, and a local expert will reach out to fast-track your perfect match.

Get Started Here

Learn

uChoose Rewards – Quick Tour Video

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Digital Banking

uChoose Rewards Video

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Learn More From Experts

FAQS

Account FAQs

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Debit Cards FAQs

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eStatements FAQs

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