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Your home’s Equity

Your home can do more than provide comfort, it can help you reach your next big goal.

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What is a HELOC?

A Home Equity Line of Credit, or HELOC, is a revolving line of credit secured by your home’s equity. Think of it as a flexible financial tool that gives you ongoing access to funds during your draw period. It’s perfect for projects and expenses that unfold over time.

Investing

How Homeowners Use a HELOC

Your goals are unique and so are the ways a HELOC can support them. Here are a few of the most common ways homeowners use their home’s equity:

  • Home renovations and upgrades

    Remodel your kitchen, finish your basement, or add that long-awaited deck.

  • Debt consolidation

    Pay off high-interest credit cards or personal loans and simplify your payments.

  • Major life events

    Weddings, travel, or family milestones.

  • Unexpected expenses

    Cover medical bills, car repairs, or other surprises without dipping into savings.

Investing

A HELOC gives you the flexibility to use your funds when and how you need them, helping you move forward with confidence.

Put Your Home Equity to Work

Tap into your home’s value without refinancing your primary mortgage. Our HELOCs offer competitive rates and the flexibility to draw only what you need, when you need it.

Apply Now

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Learn More from experts

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Brett Kemmer

Brett Kemmer

Mortgage Loan Officer
Email Call
NMLS #411288
West Central Wisconsin | Southeast Minnesota
Chris Ryder

Chris Ryder

Mortgage Manager
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NMLS #481034
West Central Wisconsin | Chippewa Valley
Kaylea Payer

Kaylea Payer

Mortgage Loan Officer
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NMLS #2284901
Northern Wisconsin
Margaret Tozier

Margaret Tozier

Mortgage Loan Officer
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NMLS #402052
Eastern Wisconsin | Metro Minnesota
Nathan Wester

Nathan Wester

Mortgage Loan Officer
Email Call
NMLS #2486978
West Central Wisconsin | Chippewa Valley
Samantha Paris

Samantha Paris

Mortgage Loan Officer
Email Call
NMLS #979978
South Central Minnesota | Southeast Minnesota

FAQS

Home equity is the value you’ve built in your home over time as you pay down your mortgage and your property’s value increases.

Home equity line of credits can be obtained as high as 85% of the appraised value less what you owe. Subject to all bank, credit, income and qualifying requirements.

This depends on your goals, closing costs, and how long you plan to live in your home. Connect with a mortgage expert to determine the best direction for your goals.

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