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What is VISA’s Zero Liability Policy?

July 15, 2026

Visa’s Zero Liability Policy means you aren’t responsible for unauthorized transactions made with your lost or stolen VISA Debit Card (or debit card number). This additional limit on your liability for unauthorized transactions does not apply to ATM transaction or to transactions using your Personal Identification Number (PIN) which are not processed by Visa® or to business debit card transactions.

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