Build a Home FAQs

It starts by taking an application with one of our mortgage loan officers. Once they have your personal information and your intent to proceed, we’ll request and verify documentation related to your credit, income, assets, and any other applicable pieces needed to qualify you.

House plans detailing the dimensions and layout will be required along with a builder’s contract breaking down the cost of labor and materials used to complete your project.

10% is a typical starting point for down payment subject to qualifications.

A land loan, or lot loan, helps you purchase a plot of land. We offer financing for both small acreage and large acreage.

Just like with a mortgage loan, you’ll submit an application to start the process. Qualifications will be based on the type of land loan you are applying for. Contact one of our mortgage loan officers with questions or click here to start the process.