Mortgage

Home Construction

Mortgage

Home Construction

Permanent financing options for your next home
construction loan.

We provide “construction to perm” and land financing options to build your dream home. Our
One-Time Construction Loan helps streamline the loan process by rolling all of the costs associated
with construction and mortgage into a single loan, allowing for a seamless move-in experience.

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Benefits of a home
construction loan

Flexible construction terms
Local underwriting and approval
Owner-builder financing available
Finance primary, second home
Competitive rates

Local Staff

Quick Processing

Attentive Service

CONSTRUCTION TO PERM

All-in-one
construction
financing.

Loan-to-value (LTV) up to 95%
Conforming and Jumbo
Up to 30 year amortization

Get Started

Went smoothly from start to finish. Had an answer for every question we had.

Gilbert, Mortgage Customer

Went smoothly from start to finish. Had an answer for every question we had.

Gilbert, Mortgage Customer

Come experience the CCF difference.

Buying your first home, dream home or vacation home are all big decisions. CCFMortgage will work with you to take the stress and hassle out of making those decisions a reality. Our local staff, quick decisions, competitive rates, and fair terms are just a sample of what sets us apart. We’re also connected and dedicated to your community. Visit us here or ask one of your local mortgage loan officers how we support the communities we work and live in.

Apply Now

Have Questions?

How do I apply for a construction loan?

Contact one of our mortgage loan officers with questions or click here to start the process.

What are common documents needed for a construction loan?

House plans detailing the dimensions and layout will be required along with a builder’s contract breaking down the cost of labor and materials used to complete your project.

How much down payment is required?

5%-10% is a typical starting point for down payment subject to qualifications.

View All FAQs

Contact a mortgage loan officer today!

We’re ready to help you build your
dream home.

Get Started

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Specialty Lending

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Mortgage

Home Construction

Permanent financing options for your next home construction loan.

Benefits of a home construction loan

CONSTRUCTION TO PERM

All-in-one construction financing.

Come experience the CCF difference.

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Home Mortgage

Home Refinance

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Permanent financing options for your next home
construction loan.

Benefits of a home
construction loan

All-in-one
construction
financing.