Brett Kemmer

Mortgage Loan Officer

NMLS #411288

West Central Wisconsin | Southeast Minnesota

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La Crosse has been my home for over 30 years. My wife, Kim, and I raised our son here, and we’ve built our lives around family, fishing trips, and summer camping adventures. I know what “home” really means, and I’m passionate about helping others find theirs.

Buying a home is one of the biggest financial decisions you’ll make, and you deserve a lender who makes the process simple, stress-free, and personal. With over 25 years of experience, I’m not just here to get you a loan—I’m here to be your guide, helping you navigate every step with confidence.

GIVING BACK

Being part of this community is more than just living here—it’s about giving back. I’m actively involved in the La Crescent Lions Club, the Chamber of Commerce, and A.B.L.E., an organization dedicated to supporting adults with disabilities.

Expertise

  • First-time Homebuyers
  • Construction to Permanent Mortgage
  • Second Home / Vacation Home
  • FHA/USDA Financing
  • VA Loans (Veterans)
  • Refinance Home Loans

Whether you’re buying your first home, upgrading, or refinancing, I’d love to help you make the process easy and exciting. Let’s make homeownership happen, together!