Personal Banking

Certificates of Deposit (CDs)

Personal Banking

Certificates of Deposit (CDs)

An investment for your money and yourself.

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Benefits

  • Reach savings goals with guaranteed returns
  • Higher interest than regular savings
  • Fixed interest rates during length of term
  • Variable terms (from 100 days to 60 months)
  • No setup or maintenance fees
  • Early withdrawal penalties may apply*
  • Great for short-term financial goals
  • Interest paid at maturity for terms 12 months and less, quarterly for terms greater than 12 months
  • Several options regarding interest:
    • Have interest compounded
    • Have interest transferred to another account
  • Renews automatically upon maturity after 10-day grace period
  • $1,000 minimum deposit to open consumer CDs (Other terms may apply to CD Specials)
  • $5,000 minimum deposit to open business CDs (Other terms may apply to CD Specials)
Debit Cards

One card. Endless Possibilities.

Make purchases in stores or online, anywhere Visa® is accepted. It works like a check, debiting funds from your account in real time.

  • No monthly charge
  • Earns rewards
  • Surcharge-free ATM access

Have Questions?

Opening a spend account online takes approximately 15 minutes. Get started here.

Opening your account is quick, easy, and secure. To apply, you’ll enter your address, phone number, email, and Social Security number. You will also need identification, such as a driver’s license, passport, or state ID, and a bank account or credit or debit card to fund the account. Get started here.

You must be 18 years or older to open an account.

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