Cybercriminals are getting smarter, and your business could be their next target. Imagine getting an urgent email that looks like it’s from your CEO or a trusted vendor—only it isn’t. That’s Business Email Compromise (BEC), and it’s one of the fastest-growing fraud schemes against small and mid-sized businesses. How BEC Works You receive a message… Read more »

Every time you mail a paper check, you’re effectively sending your account and routing numbers out into the world. Unfortunately, check fraud remains one of the most common and insidious threats to businesses of all sizes. Here’s what you need to know and how to guard against it. Check Washing Check washing occurs when fraudsters… Read more »

Managing the finances of public schools and municipalities is an enormous responsibility. Public officials entrusted with overseeing these entities must ensure the efficient use of taxpayer funds, maintain transparency, and safeguard against financial risks. Non-Negotiable Responsibility Protecting public funds from fraud, misuse, or misappropriation is a core duty for public officials. Treasury Management services play… Read more »

Seasonal businesses dance to the rhythm of their peak and off-peak seasons, with each phase presenting unique financial needs. Embracing this cyclical nature is the first step toward crafting a robust financial plan. Let’s explore how seasonal businesses can blend smart financial strategies, tailored banking solutions, and proactive approaches to achieve stability, growth, and resilience… Read more »

As a business owner wearing many hats, optimizing your operations is essential for success. By leveraging smart banking solutions for vendor payments and employee payroll, you can save time, reduce costs, and improve efficiency—all while focusing on growing your business. Managing vendor payments and employee payroll can often become time-consuming and complex. When choosing banking… Read more »

Check washing fraud is a form of financial crime that poses a significant threat to businesses right here in our community. This deceptive practice involves altering checks by erasing or modifying the ink to change the payee’s name and/or the amount. The Impact on Your Business Check washing fraud can have devastating consequences for businesses… Read more »

In today’s digital age, businesses have a plethora of payment collection options to choose from. One option that has gained popularity in recent times is the Automated Clearing House (ACH) payment system. ACH is an electronic network for financial transactions in the United States. It facilitates monetary transfers and the collection of payments. Businesses can… Read more »