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Your home can do more than provide comfort, it can help you reach your next big goal

Unlock the Power of Your Home’s Equity

Start Your Application
Your home can do more than provide comfort, it can help you reach your next big goal

Unlock the Power of Your Home’s Equity

Start Your Application
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What Is a HELOC?

A HELOC is a revolving line of credit secured by your home’s equity. Think of it as a flexible financial tool—you can borrow, repay, and borrow again during your draw period. It’s perfect for projects and expenses that unfold over time.

How Homeowners Use a HELOC

Your goals are unique and so are the ways a HELOC can support them. Here are a few of the most common ways homeowners use their home’s equity:

  • Home renovations and upgrades – remodel your kitchen, finish your basement, or add that long-awaited deck.
  • Debt consolidation – pay off high-interest credit cards or personal loans and simplify your payments.
  • Major life events – weddings, travel, or family milestones.
  • Unexpected expenses – cover medical bills, car repairs, or other surprises without dipping into savings.

A HELOC gives you the flexibility to use your funds when and how you need them, helping you move forward with confidence.

Let’s put your home’s equity to work for you.

Start Your Application

How to Prepare

  • Detailed home plans & cost estimates from your builder
  • Builder’s contract & credentials
  • Proof of income and credit history
  • Land purchase documents (if applicable)
  • Pre-approval application
Start Your Application

Lock in your loan today and enjoy a seamless transition from construction to move-in.

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Meet Our Mortgage Team

Connect with a local lender for personalized guidance.

Brett Kemmer

Mortgage Loan Officer
NMLS #411288

Chris Ryder

Mortgage Manager
NMLS #481034

Kaylea Payer

Mortgage Loan Officer
NMLS #2284901

Margaret Tozier

Mortgage Loan Officer
NMLS #402052

Samantha Paris

Mortgage Loan Officer
NMLS #979978

Nathan Wester

Mortgage Loan Officer
NMLS #2486978