Personal Banking

Beyond Spend Account

Personal Banking

Beyond Spend Account

Welcome to Beyond Spend, a point-based debit card
rewards account with no fees, minimums, or overdraft fees.

Open a Beyond Spend Account Now

What's included in
your Beyond Spend
Account

  • Earn rewards on everyday purchases
  • Tap to pay & mobile wallet
  • Online & mobile banking
  • Free digital services
  • Free sweep from savings
Debit Cards

Beyond Spend
Debit Card.

Make purchases anywhere Visa® is accepted. Shop at hundreds of popular retailers. Earn more points with every purchase.

  • Earn 1 point for every $4 you spend
  • Redeem points for cash back, travel, gift cards, merchandise, & so much more
  • Zero fraud liability through Visa®
  • Surcharge-free ATM access
Debit Cards

Beyond Spend
Metal Debit Card.

Make purchases anywhere Visa® is accepted. Shop at hundreds of popular retailers. Earn more points with every purchase.

  • Upgrade to the Metal Card & earn 2 points for every $4 you spend
  • Redeem points for cash back, travel, gift cards & so much more
  • One-time $50 fee to upgrade
  • No annual fee
  • Zero fraud liability through Visa®
  • Surcharge-free ATM access

Beyond Spend
National Certification.

Our Beyond Spend account is nationally certified by
banking advocates as safe and affordable. Beyond
Spend meets over 25 features for safe and
affordable consumer transaction accounts.

Learn More

Have Questions?

Opening a spend account online takes approximately 15 minutes. Get started here.

You will need to have your address, phone number, email, and social security number. Having a form of identification, such as a driver’s license, state ID, or passport will also be helpful to have, along with a CCF bank account or debit or credit card to fund your account.

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