your health and finances are equally important, why not connect the two

Health Savings Account

your health and finances are equally important, why not connect the two

Health Savings Account

What's Included in
Your Health Savings

  • Be prepared for medical expenses as they arise
  • Earn interest above standard savings on the entire balance
  • Contributions are tax-free
  • Tax deductions when you contribute to your account
  • Tax-free earnings through investment
  • Tax-free withdrawals for qualified medical, dental, vision expenses, and more
  • Funds can be withdrawn at any time
  • eStatement enrollment or $2 monthly paper statement fee


Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.

Have Questions?

To update your information, please fill out a Change of Address Form and mail it to: Citizens Community Federal, P.O. Box 218, Altoona, WI 54720. You may also update your information by contacting our Customer Service Center at 800-590-9920.

Mobile Banking employs industry best practices with regards to security. It has been assessed against industry security criteria by a number of independent system security experts.

At a high level, Mobile Banking offers the following security safeguards:

Authentication – Mobile browser and application solution customers are authenticated for every interaction with any Mobile Banking component. Customers are authenticated by username and password or by utilizing existing login credentials for single sign-on.

Encryption – 128-bit encryption is used for all transactions within Mobile Banking and between Mobile Banking and other Fiserv solutions (e.g., core banking and payment systems).

Fraud – Mobile Banking incorporates mechanisms such as transaction validation and transaction reconciliation processes to detect fraud.

Availability/Resilience – Mobile Banking is protected against malicious attacks through software and server hardening measures.

Audit Ability – Mobile Banking provides full audit capabilities through event logs and event-based reporting.

Download our mobile and text banking user guide.

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