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We understand your cycles, know your risks, and help you capitalize when conditions are right.

Built for the Long Haul & the Growing Season.

Let’s Talk Crop Finance
We understand your cycles, know your risks, and help you capitalize when conditions are right.

Built for the Long Haul & the Growing Season.

Let’s Talk Crop Finance
 

Farming Isn’t Seasonal—It’s Year-Round Strategy

Whether you’re in the field, managing input contracts, or planning ahead with your agronomist, your operation never really stops. From seed to sale, our Ag Bankers are here to provide the financial muscle and flexible tools to match your unique operation and timing.

Financial Tools That Fit the Way You Work

No matter if your acres are leased or owned, we provide services that fit your timing, scale, and yield goals:

  • Lending Solutions – operating lines of credit, input financing, machinery loans, land purchases, and grain storage facility financing.
  • Deposit Accounts – manage your cash flow with business checking, savings, and money markets designed for seasonal inflows and large operating balances.
  • Treasury Management – streamline payments, improve cash flow visibility, and protect against fraud with solutions sized for ag operations.
  • Online & Mobile Banking – keep tabs on your finances from your truck, tractor, or shop—anytime, anywhere.

Let’s Talk Crop Finance

The weather doesn’t wait. Neither do we.

Let’s Talk Crop Finance

Why Row / Cash Crop Farmers Trust CCFBank

We tailor our financing and support to meet the full scope of crop operation needs:

  • Deep roots in Wisconsin and Minnesota’s crop industry
  • Real-time financial planning based on acreage, inputs, and cash flow
  • Personalized support—not one-size-fits-all banking
  • Lending structured for seasonal timing and input cycles
  • Flexibility to adapt as your acres—and the market—grow
  • Crop input and seed financing
  • Equipment upgrades and trade-ins
  • Grain storage construction and repairs
  • Land purchases and refinancing
  • Tile drainage and conservation improvements
  • Operating capital for seasonal expenses
  • Crop marketing cash flow strategies

Agriculture, Beginning Farmer

AUDIO: Financials That Work for You

While on the speaking circuit this year, I overheard a conversation between two producers about their financial statements. One suggested that financials had to be organized and developed to please the banker. The other producer directed a question at him: Do you use the financials to manage your bu

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Agriculture, Dairy

AUDIO: Beyond the Harvest: Preparing for 2026, Your Business

The days are getting shorter and many are wrapping up harvest and preparing for the unpredictable elements of old man winter in the home stretch of 2025. Top of mind for many who are in the planning stages is what lies ahead for 2026. Will the economic uncertainty persist? How does one prepare the b

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Agriculture, Row / Cash Crop Operations

How Much to Budget for 2025 ARC & PLC Payments Paid in

The One Big Beautiful Bill Act increased the statutory reference price and made some enhanced changes to the effective reference price (EFR). The EFR is used to calculate payments for Price Loss Coverage (PLC) and also affects the benchmark price used in the Agricultural Risk Coverage (ARC) calculat

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More Articles

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Agriculture

FINPACK

A farm financial planning and analysis tool we use to support full-time ag customers.

Start with FINPACK

Other Resources
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FINBIN

Use FINBIN’s Farm Financial Database

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Iowa State University Extension

Explore ISU Extension Resources

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Van Trump Report

Read the Van Trump Report

Meet Our Ag Team

Farming isn’t just our business—it’s in our blood. Many of us grew up on farms and still work the land today. We understand what it takes to finish a strong harvest, navigate uncertain markets, and prepare for the next season before this one ends.

Adam Hartmann

VP – Ag & Commercial Banking

Minnesota

Erick Lehman

VP – Ag & Commercial Banking

Central & Southwestern Wisconsin

Jason Erb

SVP – Ag & Commercial Banking

Northern Wisconsin

Cole Paulson

Ag & Commercial Banker

Northern Wisconsin