THESE OFFICIAL RULES (“OFFICIAL RULES”) ARE A CONTRACT – READ THIS CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES A RELEASE AND LICENSE FROM YOU, AND A LIMITATION OF YOUR RIGHTS AND REMEMDIES.
NO TRANSACTION NECESSARY TO ENTER OR WIN. A TRANSACTION WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.
- SPONSOR
This Sweepstakes is sponsored by Citizens Community Federal National Association (“CCFBank”), headquartered at 219 Fairfax St, Altoona, WI 54720 (“Sponsor”).
- ELIGIBILITY
The Sweepstakes is open to legal residents of the United States who are 18 years of age or older at the time of entry. Employees, officers, directors, and agents of Sponsor, its affiliates, subsidiaries, advertising, and promotion agencies, as well as immediate family members and household members of each, are not eligible to participate.
- SWEEPSTAKES PERIOD
The Sweepstakes begins on March 15, 2025, at 12:00 AM Central Time and ends on June 15, 2025, at 11:59 PM Central Time (“Promotion Period”).
- HOW TO ENTER
Entry for New Customers: to enter, new customers must open a checking account during the Promotion Period. Activate their debit card. Use their debit card to make a purchase(s).
No Purchase Necessary Entry: to enter without making a purchase, handprint your full name, mailing address, email address, phone number, and the words “CCFBank Spring Sweepstakes” on a 3″ x 5″ postcard and mail it to: CCFBank PO Box 218 Altoona, WI 54720. Each postcard constitutes one (1) entry. All mail-in entries must be postmarked by June 15, 2025, and received by June 20, 2025. Limit one (1) mail-in entry per person per day.
Automatic Entry for Existing Customers: eligible participants will receive one (1) entry for each purchase made with their CCFBank debit card during the Promotion Period. There is no limit to the number of entries earned through debit card usage. Daily debit card usage is limited to $3,000 and/or 20 signature based transactions and $1,000 and/or 15 transactions using your PIN.
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- Time Stamps/Drawings
To be eligible, purchases must settle/post to your account prior to 11:59 PM Central Time on June 15, 2025. Entry forms are considered eligible if they are delivered to Sponsor’s mailing address on or before June 15, 2025.
- PRIZES
Three (3) winners will be selected at random to receive the following prizes:
One (1) Grand Prize: $2,500 Visa gift card.
One (1) Second Prize: $1,000 Visa gift card.
One (1) Third Prize: $500 Visa gift card.
Prizes are non-transferable, and no substitutions are allowed except at Sponsor’s discretion.
- WINNER SELECTION AND NOTIFICATION
Winners will be selected in a random drawing conducted on or about June 25, 2025, from all eligible entries received during the Promotion Period. The odds of winning depend on the total number of eligible entries. Winners will be notified via phone, email, or mail within five (5) business days of the drawing.
If a winner does not respond within seven (7) business days of notification or is otherwise disqualified, an alternate winner may be selected at Sponsor’s sole discretion.
- CONDITIONS OF PARTICIPATION
By entering this Sweepstakes, entrants agree to be bound by these Official Rules and the decisions of Sponsor, which are final and binding. By entering this Sweepstakes and accepting a prize, each winner consents to the use of their name and photographs for use in all forms of media (including without limitation, print, broadcast, and internet) without additional compensation or permission (except where prohibited by law).
- GENERAL CONDITIONS
Sponsor reserves the right to cancel, suspend, or modify the Sweepstakes if fraud, technical failures, or any other factor beyond its reasonable control impairs the integrity of the Sweepstakes, as determined by Sponsor in its sole discretion.
- TAXES
All federal, state, and local taxes, if any, on prizes are the sole responsibility of the winners. Sponsor will issue an IRS Form 1099-MISC to winners as required by law.
- LIMITATION OF LIABILITY
Except where prohibited, all entrants agree to release and hold harmless Sponsor and its parents, affiliates, subsidiaries, officers, directors, agents, employees, and all others associated with the development and execution of this Sweepstakes (“Released Parties”), from any and all liability with respect to, or in any way arising from, or in connection with: (a) his/her participation in this Sweepstakes and/or the acceptance, possession or use of any prize that may be awarded to him/her, including, but not limited to, liability for financial loss, personal, bodily injury, death, damages or loss of any kind; (b) unauthorized human intervention in the Sweepstakes; (c) technical errors, programming errors, transmission defaults or interruptions related to computers, mobile phones, software, servers, or telephone or network lines; (d) computer server or telephone service failure and/or delayed, garbled or corrupted data transmitted by entrants; (e) seeding, printing or typographical errors; (f) errors in the administration of the Sweepstakes or the processing of entries; (g) late, lost or undeliverable mail, prize awards, e-mail or shipments; or (h) any loss or damage to any participant’s or to any other person’s computer or electronic device relating to, or resulting from, playing or downloading any information or software in connection with the Sweepstakes. The Released Parties are not responsible for (i) incomplete, lost, illegible, late, stolen, postage-due or misdirected Entries and (ii) technical, hardware, software or telephone/Internet malfunctions of any kind, transmission defaults, corrupted data, hardware or software malfunctions, lost or unavailable network connections, or failed, incorrect, incomplete, inaccurate, garbled or delayed electronic communications caused by the user, or by any of the equipment or programming associated with or utilized in the Sweepstakes, or by any human or other errors that may occur in connection with the Sweepstakes.
- PRIVACY
Information collected from entrants will be used solely for the purpose of administering the Sweepstakes and will not be shared, sold, or otherwise used for marketing purposes without consent.
- GOVERNING LAW
The Sweepstakes is governed by the laws of the state of Wisconsin, without regard to its conflict of law principles.
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- General
Participants agree that all causes of action arising out of or connected with this Sweepstakes, or any prize awarded, shall be resolved individually, without resort to any form of class action; and any and all claims, judgments and award shall be limited to actual out-of-pocket costs incurred, excluding attorneys’ fees and court costs. Participants agree that all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, participants’ rights and obligations, or the rights and obligations of the Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the state of Wisconsin, without giving effect to any choice of law or conflict of law rules. By entering, entrants consent to the jurisdiction and venue of the federal, state and local courts located in Wisconsin.
- WINNERS LIST
For the names of the winners, send a self-addressed, stamped envelope to: CCFBank PO Box 218 Altoona, WI 54720. Requests must be received by July 15, 2025.
- SPONSOR CONTACT
For questions or concerns regarding this Sweepstakes, contact Sponsor at [email protected].
