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Kaylea Payer

Mortgage Loan Officer

NMLS #2284901

Northern Wisconsin

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I grew up in the Northwoods, and I know why people fall in love with this place. Whether you’re buying a cabin by the lake, a cozy retreat in the woods, or a forever home, I’ll be there every step of the way—because the home buying process should be exciting, not stressful.
My job is to make the process smooth, efficient, and personal. My clients know they can count on me to move fast—without cutting corners—so they can start making memories sooner.

Expertise

  • Second Home / Vacation Home
  • First-time Homebuyers
  • Construction to Permanent Mortgage
  • FHA/USDA Financing
  • VA Loans (Veterans)

Your time is valuable, and you deserve a lender who moves as fast as you do—and with heart. Let’s make your Northwoods retreat a reality.

GIVING BACK

Beyond mortgages, my husband and I open our home to foster children, offering stability when they need it most. That same heart for service carries over into my work—I’m here to support you, advocate for you, and make sure you feel at home long before move-in day.