CCFBank - Construction to Permanent Mortgage

From Blueprint to Moving Day

Our construction-to-permanent loan simplifies the process, providing one loan that covers both the construction and final mortgage. This means one loan, one closing, and zero hassle.

Why Choose a Construction-to-Permanent Loan?

One Loan, One Closing – No need for separate construction and mortgage loans.
Interest-Only Payments During Construction – Pay only interest while your home is being built.
Rate Lock Protection – Secure your mortgage interest rate before you start construction.
Flexible Draw Schedule – Funds released as needed during the build process..

Build with ease—one loan, one closing, and a smooth path to your new home.

Start Your Application

How to Prepare

Detailed home plans & cost estimates from your builder
Builder’s contract & credentials
Proof of income and credit history
Land purchase documents (if applicable)
Pre-approval application

Lock in your loan today and enjoy a seamless transition from construction to move-in.

Start Your Application

Meet Our Mortgage Team

Connect with a local lender for personalized guidance.

Brett Kemmer

Mortgage Loan Officer
NMLS #411288

Chris Ryder

Mortgage Manager
NMLS #481034

Kaylea Payer

Mortgage Loan Officer
NMLS #2284901

Margaret Tozier

Mortgage Loan Officer
NMLS #402052

Samantha Paris

Mortgage Loan Officer
NMLS #979978

Nathan Wester

Mortgage Loan Officer
NMLS #2486978

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One loan, one closing, zero hassle