CCFBank - First-Time Homebuyer

Your First Home, Made Simple

Buying your first home is exciting—but it can also be overwhelming. At CCFBank, we specialize in making the home-buying process easy, with low down payment options, step-by-step guidance, and local experts who care about your success.

First-Time Homebuyer Benefits

Low or No Down Payment Options – Programs available to help you afford your first home.
Pre-Approval Support – Know your budget before you start house hunting.
Fixed & Adjustable-Rate Mortgages – Choose what works best for your financial future.
First-Time Homebuyer Programs – Government-backed options for lower rates and flexible terms.

Take the first step toward homeownership with a loan tailored to you.

Start Your Application

How to Prepare

Proof of employment and income history
Recent tax returns and W-2s
Credit check and debt review
Bank statements for down payment and closing costs
Pre-approval application

It’s time to make your dream home a reality.

Start Your Application

Meet Our Mortgage Team

Buying your first home is a big deal. Connect with a local lender for personalized guidance.

Brett Kemmer

Mortgage Loan Officer
NMLS #411288

Chris Ryder

Mortgage Manager
NMLS #481034

Kaylea Payer

Mortgage Loan Officer
NMLS #2284901

Margaret Tozier

Mortgage Loan Officer
NMLS #402052

Samantha Paris

Mortgage Loan Officer
NMLS #979978

Nathan Wester

Mortgage Loan Officer
NMLS #2486978

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