At CCFBank, our expertise in Small Business Administration (SBA) lending is evident in every interaction. Whether you need tailored financial solutions to expand your business, purchase an existing one, or complete a partner buy-in or buy-out, we understand the unique needs of small business owners. Don’t just take our word for it—hear what Virginia Creed, U.S. Army combat veteran and now commercial real estate entrepreneur, has to say about our partnership.
You’re ready to expand your business — whether it’s launching a new location, purchasing new equipment and inventory, or hiring more staff to meet demand, our SBA loans give you the flexibility to:
Cover Expansion Costs: Finance renovations, new locations, equipment, or inventory with low-cost, long-term financing.
Consolidate Existing Debt: Reduce monthly payments and improve cash flow by consolidating higher-interest debt.
Support Growth Initiatives: Fuel growth with capital designed to support your expansion strategy.
Thinking about buying a competitor, acquiring a complementary business, or purchasing the ownership of an existing business? Our SBA loans are designed to help you move fast when a business purchase opportunity arises.
Up to 90% Financing Available: Leverage more capital to close the deal without draining your cash reserves.
Competitive Rates: Affordable financing that makes good business sense.
Streamlined Approval Process: Our experienced team will guide you through every step to help you secure funding quickly.
It’s hard to trust a bank with your livelihood. Large banks have the experience, but small ones have the heart. CCFBank is the Goldilocks of small business banking, combining both. With us, you’re more than just a number on a file. You’re a person with a vision, and we’re here to make it a reality.
We know that you also don’t want to waste any time. As an SBA Preferred Lender, CCFBank can approve your loan on behalf of the SBA, expediting the application and approval process. Count on us to provide you with a straightforward and streamlined process.
When it’s time to expand your role within the firm, our SBA loans can provide the capital you need to complete a partner buy-in.
Benefits of CCFBank SBA loans include:
*CCFBank secured more SBA-approved loans for Wisconsin-based businesses than any other Wisconsin-based bank in our asset class (>$1 billion – $5 billion) during the SBA’s 2021 and 2022 fiscal years.
“Buying a business presents a lot of nerves and unknowns, but Justin made the entire process so simple.”
“We are extremely grateful to CCFbank for its generosity and expertise in its business practices and having great faith in us as a non-prot business.”
“CCFBank went above and beyond helping Hope Gospel Mission navigate the process laid out by the SBA in response to COVID.”
Start the process by filling out our form here. There’s no cost, obligation, or credit check.
Once you fill out the form, you’ll be connected with one of our SBA team members, who will guide you and provide one-on-one support throughout the loan process.
Once you’re approved, next comes the closing process. We’ll finalize all the details and have the funds sent to your account.
The SBA partners with banks to increase access to funding for small businesses. SBA loans typically have lower down payments and interest rates, longer terms, and more flexibility than other types of loans.
The 7(a) Loan Program is the SBA’s primary and most popular loan program. 7(a) loans are ideal for many small businesses because of their flexible repayment terms and low interest rates.
The business must be for-profit and considered a small business per the SBA requirements.
A variety of industries are eligible. CCFBank has worked with financial advisors, attorneys, insurance agencies, chiropractors, and more.
Businesses that do not qualify include non-profits, gambling entities, lending institutions, and CBD sellers. To see a full list of ineligible businesses, visit the SBA site here.
You can use your SBA loan proceeds for most legal business purposes. This includes expansions, partner buyouts, acquisitions, startups, collateral shortfall, and more.
You can start your application process here.
SBA loan eligibility requirements include the following:
Get relevant information and tips about SBA loans sent directly to your inbox by signing up for our SBA loan list.